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Archive for the Category ‘Dave Says’

Will Washington Sabotage your Retirement?

Will Washington Sabotage your Retirement?

By Dave Ramsey August 14, 2011 Politicians have a way of making dire predictions of what will happen if this legislation passes or that policy isn’t approved. It is important to be aware and involved in the issues. But when it comes to your investments, it’s more important to tune out the talking heads and [...]

Out of College and Out of Debt

Out of College and Out of Debt

By Dave Ramsey June 26, 2011 Imagine going with your spouse and your best friends on a paid-for Spring break trip to the beach. And, on the way, you swing by Nashville to make your Debt-Free Friday call on The Dave Ramsey Show from inside the lobby of Financial Peace Plaza. Not a bad life, [...]

Real Truth about Debt Reduction

Real Truth about Debt Reduction

By Dave Ramsey May 15, 2011 Myth: Only the rich can be debt free. Truth: Anyone can become debt free. True debt reduction is plain common sense and hard work Many hard-working people get into debt because of mistakes. I work with those people every day. I’m talking about them—those who are willing to keep [...]

During Tough Economic Times: Having Trouble Paying Your Taxes

During Tough Economic Times: Having Trouble Paying Your Taxes

By Dave Ramsey Apr. 18, 2011 With tax season in full swing, those who haven’t set enough aside from their earnings can find that they don’t have enough cash on hand to cover their tax bill. If you’re in this situation, don’t make the costly mistake of paying your taxes with a credit card. It [...]

When and how is the Right Way to Use Tax Extension?

When and how is the Right Way to Use Tax Extension?

By Dave Ramsey Apr. 10, 2011 April 15 is traditionally the day of reckoning for taxpayers.  But instead of filing their returns, millions of Americans will request an extension. There are right and wrong reasons to get an extension—and the wrong reasons can cost you. Who Should Request an Extension? Technically, anyone can receive an [...]

Questions Home Buyers Don’t Ask Before Buying a Home

Questions Home Buyers Don’t  Ask Before Buying a Home

By Dave Ramsey Apr. 3, 2011 When they find a home they want to buy, most homebuyers focus on the price tag or the features.   Here are four more things you’ll need to ask about a home before you make an offer. The answers can affect affordability, resale value and how happy you are [...]

What’s Your Mission in Business?

What’s Your Mission in Business?

By Dave Ramsey Jan. 16, 2011 What’s the big deal about a mission statement? You see them on walls in company lobby areas and inside promotional brochures. But do they really mean anything? Do people actually care about mission statements? Well…yeah. Just ask Dave Ramsey. Along with lead counselor Russ Carroll, Dave drafted his company’s [...]

Tips That Can Help Change Your Life

Tips That Can Help Change Your Life

By Dave Ramsey Nov. 13, 2010 It’s no secret that we Americans love our TV time. Nielsenwire says that on average, we spent nearly five hours a day watching TV during the 2008–2009 season. That pushes the trend up 10% over 10 years ago. If you’ve decided you don’t want to be normal, reducing your [...]

Identity Theft: It can devastate Your Life

Identity Theft: It can devastate Your Life

By Dave Ramsey Oct. 17, 2010 Identity theft remains the number-one consumer crime in America. Regardless of the preventative steps we take, the reality is that our information is everywhere and we have no control over who gets access to it or how they misuse it. Identity theft has become more complicated than financial fraud. [...]

Tips to Achieve your Goals

Tips to Achieve your Goals

By Dave Ramsey August 8, 2010 Before you know it, the kids will be back in school, the trees will be changing colors, and summer will be over. But don’t let that get you down! Fall is the second New Year’s, meaning it’s time to revisit all those resolutions you made for yourself at the [...]

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