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By Dave Ramsey July 31, 2010 I’ll always have a car payment. You’ve probably heard that comment before, right? You might have even said it yourself—with a defeated, woe-is-me tone of voice. So what’s the deal? Are car payments really just a way of life? Well, that’s the normal way of thinking. But, as Dave [...]
By Dave Ramsey July 17, 2010 Even though the unemployment rate is declining and people are finding jobs after they have been out of work for several months, it’s still extremely important to do something you love. You may think that the economy took a hit on any open positions you were interested in, but [...]
By Dave Ramsey July 10, 2010 A job loss is not the end of the world. For many people, it’s just the launching pad to a new, more fulfilling career. It can also be a great time to re-prioritize the plan for your money or actually create a plan. Here are seven things to get [...]
By Dave Ramsey June 16, 2010 The dreaded FICO score. It’s that number that’s associated with every credit report. We all know about it—most people have one—but what does the credit score really mean? Like it or not, your credit score is not an indicator of winning financially. All it tells you is whether you [...]
By Dave Ramsey May 15, 2010 Myth: I should pay off the debt with the highest interest rate first to get out of debt quickly. Truth: You should pay off the smallest debt first to create the greatest momentum in your debt snowball. The math seems to lean more toward paying the highest interest [...]
By Dave Ramsey May 1. 2010 In an age where calendars are computerized, photos are files, and documents are downloaded, the humble checking account register is often ignored. But, if you’ll take 15 minutes to balance your checking account, you’ll stay on top of your budget and avoid bounced checks and overdraft fees. Keep [...]
By Dave Ramsey Mar. 31, 2010 Spring is in the air. The birds are chirping, the flowers are blooming, and the temperatures are warming. Who doesn’t love this time of year? Not only does spring remind us of the beauty of the outdoors, but it also reminds us to get our homes organized—in other words, [...]
By Dave Ramsey Mar. 13, 2010 You’ve heard Dave say that you need to negotiate in order to get a good deal. If you’ve never tried to wheel and deal before, the very thought of it can be intimidating. But, it certainly doesn’t have to be that way—once you learn the rules of negotiating; you’ll [...]
by Dave Ramsey Mar. 6, 2010 Perhaps the quickest way to ruin your life is to win the lottery. Don’t laugh. Lots of people think that instantly coming into a few million dollars means life on easy street, money that will be around forever, and no need for responsibility or work. The truth is very [...]
By Dave Ramsey Feb. 27, 2010 For most American citizens, tax time is a once-and-done proposition. Taxes are paid through employer withholding, the return is filed, and the check is mailed. But for those who are self-employed or work on straight commission, tax planning is a year-round duty full of potential “gotchas.” If you do [...]
