
By Ask Doctor Debit Oct. 3, 2009 State Statute of Limitations Chart What are statutes of limitation and how can they affect your debt? A statute of limitations is a law that establishes a time limit for bringing a civil suit. This time limit is based on when the alleged event is claimed to have [...]
October 3, 2009 | Posted in
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By Dr. Debt Sept. 27, 2009 United States military personnel have special privileges under the Servicemembers Civil Relief Act (SCRA) concerning their debt. Basically the SCRA allows certain active military personnel and, in a few cases, non-service members, to suspend or postpone certain civil obligations in order to focus attention on defending the United [...]
September 27, 2009 | Posted in
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By Ask Doctor Debt Sept. 19, 2009 Wage garnishment is when a debt collector or creditor gets permission from a court to take money directly from a consumer’s earnings or tax refunds. However, consumers have certain legal protections regarding wage garnishment at both the state and federal level. These restrictions include the amount that can [...]
September 19, 2009 | Posted in
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By Ask Doctor Debt Sept. 5, 2009 You have a federally protected right under the Fair Credit Reporting Act (FCRA) to dispute a report made to a consumer reporting agency about a debt. You also have the right to dispute a debt or any portion of a debt that a debt collector claims you owe [...]
September 5, 2009 | Posted in
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By Justice Explained August 29, 2009 Are you successful? Have you accumulated enough wealth to make other people envious? Or do you plan to be wealthy in the not-too-distant future? If you are wealthy enough to be ‘comfortable’, you should carefully consider taking some steps to protect your wealth. What would happen to your assets [...]
August 29, 2009 | Posted in
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By Justice-Explained August 22, 2009 One of the most important legal activities each of us faces is deciding how, after our death, our assets will be used and who will benefit from them. Estate planning and the writing of a will is a deeply meaningful way to make a powerful statement with these assets. [...]
August 22, 2009 | Posted in
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By FBI/PIO August 15, 2009 Almost everyone has heard horror stories about individuals who have been taken in by mass marketing fraud schemes—from phony sweepstakes to lottery scams. But here’s something you may not know: the very same fraudsters who target individual consumers also target businesses. Illicit mass marketers know that the keepers [...]
August 15, 2009 | Posted in
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By Ask Doctor Debt August 8, 2009 The Credit Card Accountability, Responsibility and Disclosure Act of 2009 (Credit CARD Act) was signed into law by President Obama on May 22, 2009. The Acts aims to level the playing field between cardholders and card companies by introducing new rules the credit card industry will have [...]
August 8, 2009 | Posted in
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By Privacy Rights July 25, 2009 Editor’s Note: This is 11 part series on dealing with Debt Collection. This week is dealing with them. We would like to know what you think? dan@goldcoastchronicle.com Know how the collection process works. Why are you being contacted by a collection agency? It usually means that [...]
July 25, 2009 | Posted in
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by Consumer Direct June 19, 2009 Every day, people throughout the UK are falling victim to scams of one kind or another. It could be an unexpected prize draw or lottery win, or a chance to invest in an exciting new money-making or investment programme. But remember – if it sounds too good to be [...]
June 19, 2009 | Posted in
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